Hurricane gets in the way of your well-laid travel plans? Get paid on the spot! (Image: Pixabay)
Three years ago, Berkshire Hathaway Travel Protection (BHTP) got the travel-insurance world talking with the launch of its AirCare flight-protection product. Now BHTP is back with something completely new.
Leading the way is ExactCare Extra, an innovative hybrid product. What’s hybrid travel insurance? Well, in this case, it’s travel insurance that combines the immediate fixed-benefit payments featured in AirCare with traditional travel-insurance coverage.
Which of course leads to: What in the world are fixed benefits, and why should I care? Fixed benefits are flat payments for travel inconveniences like lost luggage, cancelled flights, or missed connections. With ExactCare Extra, if your flight is delayed, you’re paid $50 on the spot via electronic payment. If you lose your luggage, you’re paid $500 after you submit your airline-issued claim check and a copy of a police report or airline lost-baggage report.
Submitting claims like these is easy with BHTP. You can snap pictures of required documents with your mobile phone and email them to BHTP, or submit them through the BHTP app. Even better, you can be reimbursed electronically while still on your trip. No other travel-insurance company will do that!
The BHTP app is available for both Android and iOS devices
If you’ve had travel-insurance claims before, you’ll find the BHTP claims process to be a major improvement. You’ll need to enter your flights if you buy ExactCare Extra or AirCare, but once you do BHTP will be able to auto-file flight-related claims for you – sometimes before you even know there’s an issue. Talk about pennies from heaven!
Also, if you enter payment information – a checking account, PayPal account, or debit card – BHTP can pay claims within a day (via electronic transfer to your checking account) or within a matter of minutes (with a deposit into a specified account via a debit card).
In addition to an expedited claims process, ExactCare Extra includes real-time flight tracking, the popular high-tech feature that was first introduced in 2014 with AirCare. BHTP will track your flights and immediately pay the claim when a delay or missed connection is confirmed covered.
ExactCare Extra is one of three new or substantially reworked products that form the core of the BHTP product lineup.
There’s ExactCare Value, an affordable, full-featured product offering savvy travelers the core coverages they want most from travel insurance – medical, medical evacuation, trip cancellation and interruption, and luggage.
How to get $150 automatically when your checked bag is delayed, or $500 if it’s lost (Image: Mineta San Jose Airport)
And finally, ExactCare, BHTP’s most popular product, has now been made more hassle-free – particularly for families, with the addition of family-friendly pricing.
These new products have been more than a year in the making. With their launch, “BHTP now has the only good, better, different suite of plans in the U.S. market,” said BHTP President Dean Sivley. “Our top-tier offering is different because it not only provides BHTP’s highest coverage limits, but it also integrates our popular fixed benefits, so it’s the broadest travel-insurance option you can buy.”
The great thing about BHTP’s new lineup, according to Sivley, is that “travel agents can now offer their clients a traditional insured product that includes no-receipts-needed fixed benefits for travel disruption and baggage.”
The combination of no-receipts-needed fixed benefits, instant claims payments, and rapid processing of even the most complex travel claims helps BHTP process and pay claims up to five times faster than industry averages, and help contribute to this amazing stat: 95 percent of people who have had a claim with BHTP would recommend the company to a friend.
And on top of all that, all BHTP customers have access to 24/7/365 global travel assistance and concierge services.
The bottom line with BHTP’s new products: More comprehensive coverage, more options, and the tech-driven products and service that people have come to expect from Berkshire Hathaway Travel Protection.
If you’re looking for travel insurance and haven’t yet checked out Berkshire Hathaway Travel Protection, you owe it to yourself to give the company a try. BHTP’s products are affordable, and the company’s tech-savvy approach really does make travel (and travel insurance) easier.
For more information on BHTP’s new products, and to view the company’s new website, visit www.bhtp.com.
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